Acceptance of terms
By accessing or using https://medtechcoverage.com, you agree to be bound by these Terms of Service and our Privacy Policy. If you do not agree with any part of these terms, please do not use the site.
Description of services
MedTech Coverage is a brand and trade identity used to market specialty insurance services to life sciences companies. Insurance coverage is placed through Tower Street Insurance (TTKA, LLC), a licensed insurance agency that holds the carrier appointments under which MedTech Coverage operates. Further licensing detail is available on the Disclosures page.
The website provides educational content and a means to request a coverage review. Information on the site is for general educational purposes only and does not constitute insurance advice, a binding quote, or an offer of coverage.
Eligibility and use
You must be at least 18 years old to use this site. The site is intended for business users (founders, operators, finance leaders, and brokers) seeking commercial insurance for a life sciences company. By submitting any form, you confirm that the information you provide is accurate to the best of your knowledge and that you are authorized to share it on behalf of the company identified in the submission.
Form submissions and communications
Submitting a form on this site does not create a binding insurance contract, bind coverage, or guarantee that a quote will be issued. All coverage is subject to carrier underwriting and the terms, conditions, and exclusions of the issuing policy. We may contact you using the information you provide to follow up on your request, discuss coverage options, and provide service.
Intellectual property
All content on this site (text, graphics, logos, layouts, analysis frameworks, and editorial articles) is the property of Kaleb Averell d/b/a MedTech Coverage and is protected by United States and international intellectual property laws. You may view, download, and print the content for your own non-commercial reference. You may not reproduce, distribute, republish, or create derivative works from the content without our prior written permission.
Disclaimer of warranties
The site and its content are provided "as is" and "as available," without warranties of any kind, whether express or implied, including warranties of merchantability, fitness for a particular purpose, accuracy, and non-infringement. We do not warrant that the site will be uninterrupted, error-free, or free of harmful components. Editorial content on the site is for general educational purposes and is not a substitute for professional insurance advice tailored to your specific circumstances.
Limitation of liability
To the maximum extent permitted by applicable law, neither MedTech Coverage nor Kaleb Averell will be liable for any indirect, incidental, consequential, special, or punitive damages arising from your use of, or inability to use, the site. Nothing in these terms limits any rights you have under applicable insurance regulations or the terms of any policy issued to you by a carrier.
Governing law
These Terms of Service are governed by the laws of the State of Texas, without regard to its conflict-of-laws provisions. Any dispute arising from these terms or your use of the site will be resolved exclusively in the state or federal courts located in Texas, and you consent to the personal jurisdiction of those courts.
Changes to terms
We may update these Terms of Service from time to time. When we make material changes, we will update the "Last updated" date above. Your continued use of the site after the effective date of an update constitutes acceptance of the revised terms.
Contact
Questions about these terms can be directed to Kaleb Averell, the producer responsible for MedTech Coverage. Coverage is placed through Tower Street Insurance (TTKA, LLC).
- Phone
- (949) 374-0911
- Last updated
- May 18, 2026