Why specialty matters
Generic commercial insurance treats life sciences companies as if they were any other business. They aren't. The coverage requirements, regulatory exposures, and growth trajectories of medical device companies, clinical labs, and digital health platforms require specialist underwriting and specialist brokerage, placed with carriers who see this work often enough to price it well.
Who we serve
Three primary practice areas. Medical device manufacturers: Class I and Class II, pre-clearance through commercial. Clinical and diagnostic laboratories: CLIA-certified labs, pathology services, reference labs. Digital health companies: telehealth platforms, health technology, software-as-a-medical-device. Each program is structured to grow with the business through clearance, clinical trials, commercialization, and beyond.
How we work
Submit a coverage review request. We evaluate your situation, share structural observations, and propose a path forward within one business day. No high-pressure sales cycles, no generic pitches, no wasted time on either side. If it makes sense to keep talking, we schedule a 30-minute call to walk through specific options.
Practice and licensing
MedTech Coverage is the specialty practice of Kaleb Averell, a licensed insurance producer (Texas License #3384964, NPN 21709550). Coverage placed through Tower Street Insurance, a licensed agency operating in all 50 states. Direct contact: (949) 374-0911 or kaleb@towerstreetinsurance.com . Full disclosures and verification on the disclosures page .